Resource Library: Workplace Violence Prevention
Resources that will help you recover from a workplace violence event.
Special Note: Our underwriter, Berkley Program Specialists, has pre-vetted the R3 Continuum Company (R3) – a third party Crisis Management firm, to provide workplace violence expertise and services to our insured customers.
Should you want to use R3 as your Crisis Management firm, please contact the Claims Hotline for Workplace Violence at (866) 957-3138 to open a claim and to obtain pre-approval of expenses for the services of the R3 Continuum Company.
Note: The workplace violence insurance policy allows insured customers to choose any third-party crisis management vendor if they wish. There is no obligation under the policy to use any one service provider.
Risk Management - Before an Incident Occurs
Ensure you have a loss prevention plan in place and train your employees on what to do if a workplace violence situation should occur.
Downloadable Resources from R3 Continuum Company:
2. Insurance Protection - Cover expenses from the incident.
Select Marketing Insurance Services, LLC offers Workplace Violence insurance protection underwritten by Berkley Program Specialists. The precise coverage afforded by any insurer is subject to the actual terms and conditions of the policies as issued. Once a claims is opened and expenses are pre-approved, the policy may reimburse up to $100,000 of pre-approved expenses that could occur as a result of a workplace violence event. Note: The workplace violence insurance policy, once a covered claim is opened, may include pre-approved expenses for:
1. Extra Expenses – Rent or lease a temporary location and hire temporary employees up to 30 days after the incident.
2. Travel Expenses – Up to $5,000 per insured person or guest who suffers serious bodily injury to reunite two family members.
3. Bio-Hazard Clean-up Expenses – Cost to clean up bodily fluids and chemical residue on premises.
4. Rewards Expenses – Up to $10,000 for information leading to the detection, arrest and conviction of perpetrator.
5. Burial Expenses – Up to $10,000 per insured person or guest who dies during or as a result of the violent event.
Will cover up to 90-days after the date of the violent event once a covered claim is opened and expenses pre-approved:
6. Business Interruption - Loss of income resulting from the violent incident. (Note: Excess Cover over any other valid and collectable insurance for business income loss.)
7. Crisis Management Consultant that will guide you through the necessary steps to properly respond to a violent event
8. Public Relations Consultant to guide managing communications following a violent event.
9. Mental Health Counseling provided to insured persons and guests following a violent event
10. Security Guard Services (up to 15-days after the date of the violent event) to provide protection of the insured’s premises following a violent event.
Downloadable Resources:
3. Crisis Management - Services provided to deal with the incident.
Downloadable Resources from R3 Continuum Company:
4. Protect Your Business - Get Workplace Violence Coverage Today
Only $99 annually for most business types.
$149 annually if you operate a retail business (i.e. Retail Stores/Wholesale Stores) and $248 per year for medical offices. (i.e. Physicians/Dentists). Some exclusions apply. The coverage can be used to reimburse one or any combination of the above listed coverages in 1-10 up to $100,000, subject to the time or money limits mentioned above. The coverage afforded by any insurer is subject to the actual terms and conditions of the policies as issued.
Interested in protecting your bottom line in the event of a workplace violence incident?
Get a quote and policy online asap here.
Want more information?
OSHA.org – Workplace Violence Information – Risk Factors, Prevention Programs, Training & Enforcement
CalOSHA – Workplace Violence Prevention Guide & Resources – Department of Industrial Relations