Small business owners look to us to protect the most important things in their lives.

We can now help in traumatic times of need. Our experts provide support when you need it most. This policy includes critical and expert Crisis Management services and robust Business Interruption insurance protection.

Any intentional and unlawful use of deadly force by a natural person with the intent to harm which directly or indirectly results in serious bodily injury or death to anyone on or within 100 feet of the Premises (as defined in the Workplace Violence policy) for a lawful purpose.

Small businesses desperately need help when a Workplace Violent Event occurs and the proper response to such events requires realtime expertise. We provide Crisis Management, Mental Health Counseling, Security Services, and Public Relations expertise when a Workplace Violent Event occurs. In addition, the typical Business Interruption policy requires physical damage to the premises for coverage to respond but the Workplace Violence policy only requires the actual and necessary suspension of business due to a covered Workplace Violent Event for this coverage to respond. Other included coverages are designed to respond to specific expenses including Bio- Hazard Clean-up, Burial, Reward, Temporary (Location and Employees), and Travel Expenses. Clients are also provided access to a Workplace Violence Educational Portal which provides tools, tips, and training.

Typical General Liability policies provide legal liability for a workplace violence event and Workers Compensation typically will respond to physical injuries. While that’s good, it’s not near enough to cover the realities of these events. Major gaps exist in underlying policies and business owners need help with education and risk management when an event happens.